First step in the process of buying Real Estate
0 Comments Published by Brian W. Barringer on Sunday, April 15, 2007 at 10:13 AM.
Q: Had an email today that was a simple question but had a complex response. What should I do to get started in buying my first home? Denise
Skylar "the pirate" Barringer
Always the first step in finding a new home is financing. Start by talking to a lender to see where you stand financially and to look at all mortgage options. Because there are hundreds of different loan options available, you want to take your time and make a complete and intelligent decision on this. Also this will help you get the much needed pre-approval letter for when you make an offer.
The reason you want to do this is two fold, number one you want to know exactly how much you can afford monthly for the type of loan you pick, Secondly you will want to know the costs associated with the loan ahead of time. Once this is done you will have a concrete idea of exactly what your buying power is.
In my opinion the best way to do this is to contact me and I will have my lender Alex Alvarez, from National City Mortgage, contact you. He is very trusted and one of the best lenders in Tracy, Alex has had a working relationship with my dad for about 15 years. He would ask you a few questions about your income and expenses then give you a quote. We do a lot of business together because he is honest and creative.
Something you can do at the same time is to start getting an idea of the prices of homes in the areas you would like to live or could consider living. You will find our internet site, http://www.tracyhomes.com/ very useful in your research for a new home. Once you have register your name and email on our site we will give you the ability to surf the M.L.S. just like a realtor.
Another benefit of registering is you will also receive free email updates of all the new homes that come on the market that fit your criteria and when you find a home you like just email us to get you more information, we do all the leg work and then you just sit back and enjoy the process.
I would also suggest that when you are in your information gathering stage to come into our office for a consultation. What we like to do in our consultation is discuss your real estate goals and how we can best help you to achieve them. You will walk away from this confident in your position as a buyer in a buyers market. When you are ready just give our office a call and schedule an appointment for a free no-obligation buyer’s consultation where we evaluate your real estate needs and also give you a whole lot of information on the buying process.
You will also find the systems we have put in place very different from a traditional realtor, I am betting its more advanced then any other agent you have worked with in the past, making your whole buying experience a total breeze. We want to be your Realtors for life, not just for a single transaction.
Skylar "the pirate" Barringer
Always the first step in finding a new home is financing. Start by talking to a lender to see where you stand financially and to look at all mortgage options. Because there are hundreds of different loan options available, you want to take your time and make a complete and intelligent decision on this. Also this will help you get the much needed pre-approval letter for when you make an offer. The reason you want to do this is two fold, number one you want to know exactly how much you can afford monthly for the type of loan you pick, Secondly you will want to know the costs associated with the loan ahead of time. Once this is done you will have a concrete idea of exactly what your buying power is.
In my opinion the best way to do this is to contact me and I will have my lender Alex Alvarez, from National City Mortgage, contact you. He is very trusted and one of the best lenders in Tracy, Alex has had a working relationship with my dad for about 15 years. He would ask you a few questions about your income and expenses then give you a quote. We do a lot of business together because he is honest and creative.
Something you can do at the same time is to start getting an idea of the prices of homes in the areas you would like to live or could consider living. You will find our internet site, http://www.tracyhomes.com/ very useful in your research for a new home. Once you have register your name and email on our site we will give you the ability to surf the M.L.S. just like a realtor.
Another benefit of registering is you will also receive free email updates of all the new homes that come on the market that fit your criteria and when you find a home you like just email us to get you more information, we do all the leg work and then you just sit back and enjoy the process.
I would also suggest that when you are in your information gathering stage to come into our office for a consultation. What we like to do in our consultation is discuss your real estate goals and how we can best help you to achieve them. You will walk away from this confident in your position as a buyer in a buyers market. When you are ready just give our office a call and schedule an appointment for a free no-obligation buyer’s consultation where we evaluate your real estate needs and also give you a whole lot of information on the buying process.
You will also find the systems we have put in place very different from a traditional realtor, I am betting its more advanced then any other agent you have worked with in the past, making your whole buying experience a total breeze. We want to be your Realtors for life, not just for a single transaction.
Please contact me if you are interested in getting started, I will take care of the rest.
Brian Barringer
209.613.8945
800.894.7282
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